Saturday, December 30, 2006
PLANTING SEEDS
More on Making a Garden
Start a "Victory" Garden to Defeat High Food Prices!!
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Tuesday, December 26, 2006
Helping the Poor, the British Way
Helping the Poor, the British Way
By Paul Krugman
The New York Times
Monday 25 December 2006
It's the season for charitable giving. And far too many Americans, particularly children, need that charity.
Scenes of a devastated New Orleans reminded us that many of our fellow citizens remain poor, four decades after L.B.J. declared war on poverty. But I'm not sure whether people understand how little progress we've made. In 1969, fewer than one in every seven American children lived below the poverty line. Last year, although the country was far wealthier, more than one in every six American children were poor.
And there's no excuse for our lack of progress. Just look at what the British government has accomplished over the last decade.
Although Tony Blair has been President Bush's obedient manservant when it comes to Iraq, Mr. Blair's domestic policies are nothing like Mr. Bush's. Where Mr. Bush has sought to privatize the social safety net, Mr. Blair's Labor government has defended and strengthened it. Where Mr. Bush and his allies accuse anyone who mentions income distribution of "class warfare," the Blair government has made a major effort to reverse the surge in inequality and poverty that took place during the Thatcher years.
And Britain's poverty rate, if measured American-style - that is, in terms of a fixed poverty line, not a moving target that rises as the nation grows richer - has been cut in half since Labor came to power in 1997.
Britain's war on poverty has been led by Gordon Brown, the chancellor of the exchequer and Mr. Blair's heir apparent. There's nothing exotic about his policies, many of which are inspired by American models. But in Britain, these policies are carried out with much more determination.
For example, Britain didn't have a minimum wage until 1999 - but at current exchange rates Britain's minimum wage rate is now about twice as high as ours. Britain's child benefit is more generous than America's child tax credit, and it's available to everyone, even those too poor to pay income taxes. Britain's tax credit for low-wage workers is similar to the U.S. earned-income tax credit, but substantially larger.
And don't forget that Britain's universal health care system ensures that no one has to fear going without medical care or being bankrupted by doctors' bills.
The Blair government hasn't achieved all its domestic goals. Income inequality has been stabilized but not substantially reduced: as in America, the richest 1 percent have pulled away from everyone else, though not to the same extent. The decline in child poverty, though impressive, has fallen short of the government's ambitious goals. And the government's policies don't seem to have helped a persistent underclass of the very poor.
But there's no denying that the Blair government has done a lot for Britain's have-nots. Modern Britain isn't paradise on earth, but the Blair government has ensured that substantially fewer people are living in economic hell. Providing a strong social safety net requires a higher overall rate of taxation than Americans are accustomed to, but Britain's tax burden hasn't undermined the economy's growth.
What are the lessons to be learned from across the pond?
First, government truly can be a force for good. Decades of propaganda have conditioned many Americans to assume that government is always incompetent - and the current administration has done its best to turn that into a self-fulfilling prophecy. But the Blair years have shown that a government that seriously tries to reduce poverty can achieve a lot.
Second, it really helps to have politicians who are serious about governing, rather than devoting themselves entirely to amassing power and rewarding cronies.
While researching this article, I was startled by the sheer rationality of British policy discussion, as compared with the cynical posturing that passes for policy discourse in George Bush's America. Instead of making grandiose promises that are quickly forgotten - like Mr. Bush's promise of "bold action" to confront poverty after Hurricane Katrina - British Labor politicians propose specific policies with well-defined goals. And when actual results fall short of those goals, they face the facts rather than trying to suppress them and sliming the critics.
The moral of my Christmas story is that fighting poverty isn't easy, but it can be done. Giving in to cynicism and accepting the persistence of widespread poverty even as the rich get ever richer is a choice that our politicians have made. And we should be ashamed of that choice.
Monday, December 25, 2006
Rebates - Reward or Rip Off?
Rebates have become increasingly popular in the last few years on a lot of items and certainly on electronic items and computers. Rebates of $20, $50 or $100 are not uncommon.
I’ve even seen items advertised as free after rebate. Do these rebates come under the heading of too good to be true? Some of them do and there are catches to watch out for but if you are careful, rebates can help you get some really good deals.
The way a rebate works is that you pay the listed price for an item then mail in a form and the bar code to the manufacturer and they send you a refund thus reducing the price of what you paid for the item except with a time delay of several weeks.
Rule #1. Rebates from reputable companies are usually just fine.
You can be pretty sure you will get the promised rebate from Best Buy, Amazon or Dell but you should probably not count on getting one from a company you’ve never heard of. If you really want the product and are OK with paying the price listed then buy it but don’t count on actually getting the refund.
Rule #2. Check rebate expiration dates.
Many times products will stay on the shelf of a retailer after the date for sending in the rebate offer has expired so check that date carefully.
Rule #3. Be sure you have all the forms required to file for the rebate before you leave the store.
Rebates will almost always require a form to be filled out, a receipt for the purchase and a bar code.
Rule #4. Back up your rebate claim.
Make copies of everything you send in to get your rebate including the bar code. Stuff gets lost in the mail all the time and if the rebate is for $50 it’s worth the trouble to back up your claim.
Saturday, December 16, 2006
Need work?
http://www.alpineaccess.com
This is a legitimate work from home company. Alpine Access hires people to work from home
doing telephone customer service and/or sales- mostly customer service.
To work for this company, you must have a land line phone and high speed internet- no dial-up.
You must have the ability to be online and on the phone at the same time. You also need a headset and a
QUIET place to work. You must be tech-savvy, as you will take a series of tests. Your speaking voice
must be clear and understandable on the phone. The screening testing and interview process takes about a month to 6 weeks.
For more information, please see their web site.
Sunday, December 10, 2006
Free Holiday E-Book
Friday, December 8, 2006
Pay Day Loans
Monday, December 4, 2006
Bet you would like to know...
Sunday, December 3, 2006
FREE Groceries!!!
Did you know that the highest priced grocery items are on the middle shelves?
Did you know that salad dressing makes a great marinade and with proper coupon compounding....costs 90% less than marinade sauces. (I pay 15 cents per bottle of salad dressing)
Did you know that you will spend 10% more at the grocery store if you are hungry?
Did you know, in some situations, you can actually get paid to buy certain items?
I KNOW! AND YOU SHOULD!!!