Tuesday, December 30, 2008

FREE ACTIVITIES TO ENJOY WITH YOUR FAMILY

Blowing Bubbles

Making your own bubbles couldn't be easier! You can use liquid hand soap and a bit of water to do this. All you would need is a bubble wand, which you could create out of a bit of thin wire(left over Easter Egg wire dippers would be excellent for this), and a container for the bubbles(you could simply use a bowl or plastic container for that) and you're all set.

For smaller children, try picking up some "tear free" shampoo to create your bubble mixture with. Do remember that the more "foamy" a liquid soap is, the lower quality your bubble mixture will be. Now, to create your own bubbles, simply take 1/15 cup of liquid soap(actually it is said that dish washing liquid works best) mixed with 1 cup of water inside whatever container you want to store it in.

Bubble mixtures of liquid soap and water can also be mixed with glycerin, sugar, or corn syrup as well. For even more bubble recipes, check out these websites: http://www.kidsdomain.com/craft/bubbles1.html, http://bubbleblowers.com/homemade.html.

Board Games

Almost every family home has one form of board game or another. Whether it be your standard board game such as Monopoly, Sorry, Trouble, etc., or a DVD type trivia game, these can provide hours of fun.

While DVD style games are fun, the classic board games are better as you will never have the same outcome. Meaning, even though you are playing the exact same game, the winner is unknown until you have finished the game.

Try spicing up the game by playing for different types of prizes, but be sure that everyone will win something. The prizes could be dividing up chores that are to be done, having the 1st place winner getting the easiest household chore and the last place winner receiving the more difficult, or the chore that is least preferred by all family members.

You could also try having the prizes consist of allowing the 1st place winner pick tomorrow's activity, 2nd place winner picking the following day's activity, and so on.

If you don't have a board game lying around, why not invent your own games? Activities such as "treasure hunts" can be fun and educational at the same time. You can create your own maps or clue lists and let the first place winner(s) have first pick at the treasures. And, of course, the treasures can be anything you can think of that would have significant value within your particular family unit.

Also, a good game of hide and seek can also be hours of fun for all ages. And, hide and seek can be played both indoors or outdoors depending on the weather.

Coloring

Always a great way to pass time on a rainy day, coloring pictures is a fantastic way to have some fun while developing artistic skills. Not only that, but you can turn an otherwise boring day of coloring into an "in-house" art contest. But, be sure that you have prizes for everyone so that each time everyone is a winner ;-)

If you don't have any coloring books, you can always print out pictures from websites like: http://www.free-coloring-pages.com/, http://coloringbookfun.com/, and http://www.kidprintables.com/. Don't forget to check out all the other free information within those websites for other terrific family oriented ideas, tips, and more.

Now, if you don't have any new crayons for coloring, the best time to pick some up is right before the new school year begins. You can get a box of 24 count crayons for 20 cents or less. So, if you need to stock up, this is the best time to do so.

Coloring doesn't have to be limited just to crayons and coloring books. You can do some fingerpainting, watercolor painting, or creating clay sculptures too.

Play Card Games

Almost every "dollar store" sells decks of cards for a buck. And, almost everyone knows how to play card games. Whether it's "Go Fish", "Old Maid", Gin Rummy, or 5 Card Draw Poker. Obviously, you wouldn't want to teach your child how to become a poker virtuoso, but playing a card game such as "War" or "Go Fish" can help develop your child's math skills.

Now, you don't have to have a special deck of cards for games like Go Fish, Old Maid, or War. Any standard deck will do. So, when the kids are awake, you can play those card games that are child oriented, and when they go to bed, you and your friend, or significant other can play a more adult oriented game such as poker or Rummy.

Always have some sort of "prize" on hand if you plan on having a family Go Fish tournament. And be sure that everyone is a winner with the prizes going down in value or size. This is especially important for younger children so that no one every feels as if they are a "loser". And, no one likes to feel that way, even older children. Although they might never admit it.

Working On Puzzles

If you need a bit of quiet time, then working on a 5,000 piece jigsaw puzzle may just be what you need. Not only does this type of activity build a child's problem solving skills, but it also helps develop their multi-tasking skills when you add conversation into the mix.

There are other forms of puzzles you could work on together, including crosswords, word finds, and of course the ever popular Sudoku. Any one of these can help develop yours and your child's brain power while spending some wonderful quality time together.

If you don't have money to spend on "paper" puzzles(meaning those other than jigsaws), you can always print some out from these websites for free at: http://www.teacherhelp.org/puzzles_and_games.htm, http://www.mirroreyes.com/crossword/, http://www.billybear4kids.com/jigsaw-puzzles/main-page.html, and http://www.sudoku.com/program.htm.

Remember too, that if you don't have a "physical" jigsaw puzzle, there are plenty of free online jigsaws you can do together available from websites such as: http://freejigsawpuzzles.com/, http://www.jigzone.com/, or http://www.thekidzpage.com/onlinejigsawpuzzles/index.htm.

Saturday, December 27, 2008

Coupons, Offers, free samples and more

Free Sample Serenity for Men

Free Pregnancy Alert Wristband

In celebration of Babies Online's 10 year anniversary we are giving away free pregnancy wristbands to all expectant mommies in the U.S! This trendy bracelet can also alert emergency personnel to your pregnancy status if you are not able to communicate after an accident. Help us celebrate 10 wonderful years by requesting your free wristband today!

https://www.babiesonline.com/wristband/

FREE $25 Restaurant GC offer + Save 80%!!!

http://stockpilesrus.servertalk.in/viewtopic.php?t=5756&mforum=stockpilesrus

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80% Off + Free $25 Certificate with /a min. $11 purchase on ALL $25 Gift Certificates
Code CELEBRATE thru 12/31/08

80% Off + Free $25 Certificate with /a min. $11 purchase on Dinner of the Month Club Purchase
Code CELEBRATE thru 12/31/08

Hope you had a very merry Christmas & Happy Holidays!

online coupon resources

Notice: While many of these sites will contain similar coupons

not all the coupons will be the same. It pays to look!

Major Coupon Sites:

Grocery:

(some of these link to other pages or contain an area for online retail

store coupons also)

http://www.valupage.com

http://www.coolsavings.com

http://www.boodle.com

http://www.eversave.com

http://www.cents-off.com (Note: you can buy coupons from this

site. This is only useful if you constantly purchase the same

items over and over and can't find coupons for them in your local

paper.)
http://www.spoofee.com
http://www.consumernow.com
http://stockpilesrus.com
(http://www.stockpilesrus.com not only has coupons, but lists current shopping deals going on in various states, provides online discounts and coupons codes, freebie offers, and great information to help you save money. Definitely give this site a look.)

http://www.cutouthunger.org

http://www.couponcart.com

http://www.couponsurfer.com

http://www.valpak.com

http://www.smartsource.com

http://www.couponmountain.com

http://www.livingnaturally.com (organic foods)

http://www.upons.com (you don't print out upons you just add them to

your shopping card and they come off at the register. Which is

awesome because you don't have to remember to bring them with you!)

http://www.refundsweepers.com/rsonlinecoupons.shtml (links to grocery coupons,

rebates, free samples and online coupons codes)

http://www.lisasfreebies.com/printcoupons.html

http://www.dealtech.com (non grocery)

Online Store Coupon Codes:

http://www.dealcatcher.com

http://www.goodbazaar.com
http://www.refundcents.com

http://www.mycouponoutlet.com (links to manufacturers also)

http://www.mrrebates.com

http://www.discountstore.com

http://fatwallet.com
http://savebenjamin.com Coupon codes and secret discounts to hundreds of online stores! Lots of freebies, frugal living tips and grocery coupons/rebates. Friendly forum discussions on saving time & money, family life, cooking, healthy living, small business support and most important of all -- friendships!


Price comparison search engines:
http://www.froogle.com (all items)
http://campusi.com (text books, dvd, music... This site is AWESOME)

Manufacturers Pages often have coupons. Here are some

I've found recently. If you like a product check the manufactures

home page for coupons. If they aren't offered on the site

email their customer service dept. to ask where you might

find coupons for thier products. Often they will send them to you

themselves. It doesn't hurt to call their customer support

lines for the same information either!)

http://www.tech-sol.net/interlinks/TF-coupons.htm (toll free numbers

to manufactures offering coupons for thier products)

http://www.healthychoice.com

http://www.scottbrand.com

http://www.kodak.com

http://www.pampers.com

http://www.huggies.com

http://www.pgbrandsaver.com

http://www.colgate.com

http://www.kraftfoods.com

http://www.campbellkitchen.com

http://www.brawnyman.com

http://www.conagrafoods.com/brands/index.jsp (links to some of your

better foods)

http://www.neosporin.com

http://www.sargentocheese.com

http://www.lorealparisusa.com

http://www.qualityhealth.com (has coupons and free samples from

various companies)

http://www.stonyfield.com

http://www.dimetapp.com

http://www.oxyoxygen.com

Information:
http://www.thriftyfun.com (good place for thrifty recipes.

http://pages.ivillage.com/gtstanggirl3/id11.html (tells you how to get the

Most out of your coupons! Great information!)

http://www.jlyne.com/stores_that_double_coupons.html (Will tell you which

chain stores in your state double and tripple coupons.)

http://www.upromise.com (Gives a small cash rebate on certain products

which is put in an account for your kid's college.)

http://www.nesteggz.com (similar to upromise)

http://www.dealofday.com (Information about deals and coupon trading forums)


# When shopping online google the name of the online store plus the terms "discount code" or "coupon code" (example: Amazon discount codes) to get the best offers from online venders.

# Say it loud: I like your product and I'm proud!

Call the toll-frees on your favorite products'

label and tell the customer-service rep how much you

enjoy them. Some reps will actually offer cents-off

(or even free) coupons for the product itself, or for

new variants; if not, don't be shy: Ask if they have a mailing

list for coupons and if they have any rebates/offers

available currently.
Write these companies as well.

# Nab a newsie. Does your newspaper vendor

just dump the inserts in unsold papers at the end of

the day? If so, would he mind tossing a few your way?

Saturday, December 13, 2008

Grocery Shopping and Eating for Less

For a very long year, I paid almost all the bills for a family of four on not much money at all. I mean REALLY not much money. When I needed a coat that winter, I bought it at Goodwill, and the fifteen dollars it cost (plus the cost of having it drycleaned and one card of replacement buttons, because several of the original ones were missing) was a big chunk out of the budget. It’s a time I do not wish to revisit, but one that taught me a lot of lessons about living on very little.

The most important of these:

* Except in the most dire of emergencies, do not use credit cards. Period. Don’t even carry them. * Turn down the heat. If there are drafts, put rolled up towels on the windowsills and at the base of the front door. Put on sweaters and socks. * Don’t shop. Stay away from malls. Find free things to do. * If you need clothes of any kind, check Goodwill, the Salvation Army and thrift stores first. Washing, dry-cleaning and new buttons and zippers (see above) can work magic. (The same goes for clothing you might already have; don’t shop at all before rummaging through your closet and drawers.)

And perhaps the most important lesson: Be parsimonious with your food dollars.

It is completely possible to eat sensibly and healthily and well on a tight budget. Here are some ways to accomplish this:

Read the Food section of your local newspaper (which comes out on Wednesday) to see what’s on sale. (On Sundays, most newspapers also have circulars with coupons in them; these can easily end up saving two or three times -- or more -- the cost of the newspaper.) Match coupons with sale items. There are also sites on line where you can find additional coupons!


(Also clip coupons for things you don’t need that particular week but which you use a lot: laundry detergent, shampoo, toothpaste, dish soap, etc. Always clip coupons for staples; pasta, beans, canned goods.)

Get a coupon organizer or create your own with envelopes.

Spend thirty minutes to an hour one evening creating menus for the entire following week. Plan the menus around what your family likes, what you have on hand and what is on sale. Pick the best store for the most bargains. (It is unnecessary -- and expensive -- to drive around from store-to-store.) (Exception: An incredible store. Once, during lean times, I read about a grocery store that was going out of business and had marked everything at least fifty percent off. We ate well off what I bought there for months.)

Your menus should include follow-up meals made from leftovers from previous meals. Your menus should include breakfasts, lunches, dinners and any snacks.

Make a detailed and thorough list. You will not be buying anything that is not on your list. (This is key; all of us "dollar dribble" -- picking up impulse items that have little lasting effect on our lives. To get a handle on this, try these tips.)

Have a cup of coffee or tea and some fruit or a sandwich before shopping. It is never a good idea to shop for food on an empty stomach; and you will not be stopping at Starbucks.

Don’t buy junk food; it’s expensive, unhealthy and useless nutritionally. For snacks, choose whole-grain crackers, fruit, cut-up veggies and air-popped popcorn.

If there is a terrific sale on something your family eats a lot of (chicken, turkey, tuna, peanut butter, canned tomatoes), buy extra, freeze or store what you won’t eat, and remember to include it in future menus.

(Next time I write for this series, I’ll include some weekly menus.)

Eliminate throw-away products from your life. You can use old towels (cut up into re-usable rag sizes) in place of paper towels; you can make your own cloth napkins. And avoid expensive "cleaning" products. There is virtually nothing in your house that cannot be cleaned with ammonia, white vinegar, baking soda and/or dish soap. Frugal cleaning.

Be creative with your menu planning. Consider an omelette filled with leftover vegetables and potatoes (and some cheese), a hearty soup, or a baked potato with cottage cheese or yogurt, and a green salad.

If you are really in a bind, consider the menus at this site.

Here are a few low-cost main dishes for four people. The soups are from Quick Cooking from the Top of the Stove by Marion Flexner, which my Dad bought for my Mom in 1951 (our copy is falling apart and, sadly, this great little paperback is hopelessly out-of-print).

Emergency Camp Chowder

4 thin slices leftover bacon
1 can vegetable soup
1 can tomato soup
1 can water
1 onion (chopped)

Fry onion in a little bit of olive oil (or in leftover bacon drippings), add the soups and water. Cook until blended. Season. Crumble bacon on top.

Really good (and cheap) Fancy Mushroom Soup

¼ lb. mixed mushrooms
2 Tbl. Butter
Tabasco sauce (just a few drops)
1 can of consomme (or mushroom soup)
4 Tbl. Sherry
1 tsp. Worcestershire sauce

Brown mushrooms in butter. Add consomme (or mushroom soup), sherry, Tabasco and Worcestershire sauce. Boil. Serve hot.

My Mom’s Kedgeree

1 large can tuna fish (7 oz.) (water packed; thoroughly drained)
2 C. cooked rice (leftover is fine)
1 C. cottage cheese
½ C. mayonnaise
Curry powder (to taste)
Salt and pepper (to taste)
½ C. parmesan cheese

Mix.

Serve with sides (any combination) of: peanuts or peanut butter, raisins, chutney, chopped scallions, apple slices, peas and/or hardboiled egg quarters.

My Tuna Macaroni Salad

1 large can tuna fish (7 oz.) (water packed; thoroughly drained)
2 C. cooked pasta (tiny shells or rotini)
3 Tbl. Mayonnaise
1 C. chopped celery (peel it first, so it isn’t stringy)
1/3 C. chopped scallions
2 Tbl. Lemon juice

Mix and chill. Serve on lettuce.

A Wonderful Omelette (From Better Homes and Gardens New Cookbook @ 1953)

Preheat oven to 300 degrees.

Separate 4 eggs. Beat whites until frothy. Add 2 Tbl. Water and ½ tsp. salt. Beat ‘til stiff but not dry. Add 2 Tbl. flour and a dash of pepper to the yolks; beat the yolks until thick and lemon colored and fold them gently into the whites.

Heat 1 Tbl. Butter in a 10-inch skillet. When the fat is just hot enough to make a drop of water sizzle, pour in the omelette mixture. Level carefully, leaving the eggs slightly higher around the edge.

Cook over LOW heat until puffy and lightly browned on the bottom (about 5 minutes). (You can gently lift the edge to check.)

Finish in slow oven (300 degrees) 8-10 minutes. When you put it in the oven, sprinkle on some shredded hard cheese.

The omelette is done when a knife inserted in the center comes out clean. Loosen the omelette. Make a cut at right angles to the skillet’s handle, just above the center. Fold and slice.

Serve with toast and tomatoes.



Saturday, December 6, 2008

How to get a job when no one is hiring

Over a decade ago, when my husband lost his job, he got sent to one of the "employment coaching" services, and I tagged along. It was gimmicky, and over-promised what it could do, but there were some useful lessons. When I started teaching professional writing, I tweaked some of the approaches and combined them with other techniques to make a "job search" lesson that differs from the usual approach. Usually this is what students say is the most useful part of the class. Maybe it can help someone here.

The first thing to understand is that even in times like these, people are hiring. Wherever anyone is conducting business, there are jobs and potential openings.

The second thing to understand is that although you might not feel like it, you are a potential asset to an employer. They need you as much as you need them.

The third thing is the one everybody knows, and the thing that initially seems like a huge hurdle to overcome: it's often not what you know, but who you know. When you're unemployed with no prospects, this is what you have to fix.

A few other miscellaneous things: In this climate, it's usually a waste of time to send out resumes. They go to people who can't actually hire you. You want to talk to people who can. So here is what you do:

Step 1:
Identify a few companies (start with about 3) who employ people who do what you do. Then identify people who supervise those people. **It does not matter in the slightest that those companies are not hiring.**

Step 2: Polish your resume and, if possible, put together a portfolio of your work. Include a copy of your educational transcripts if they are impressive.

Step 3: Carefully construct a letter to each person you identified in step 1, that says something like this:

Dear Mr/Ms _____________

I'm preparing for a job search in the area of [your profession] and wonder if I might have a few moments of your time. Since you are a leader in [his/her industry], I want to ask your opinion on the most effective preparation for someone in [your field]. Please understand, I'm not asking you for a job. I'm just looking for advice on how best to prepare for employment during these challenging times. Your advice would be invaluable and the meeting would be very brief.

I will call your office next week in hopes of scheduling an appointment. I understand that you are very busy. The meeting will take no more than fifteen minutes of your time. I look forward to speaking with you.

Sincerely,

[you]

Customize the letter if you can, mentioning anything relevant you might have in common with the recipient, like sharing an alma mater, etc, but don't make it much longer than what you see there. Use professional-looking paper and envelopes--plain is fine--and make sure you have spelled the addressee's name and the name of the companies correctly, and pop them in the mail.

Do not include a resume.

When your letter has had time to reach its destination, make the follow up phone call, and pleasantly request the meeting. Reiterate that you are preparing for a job search and are only seeking advice and feedback. Most people are willing to give 15 minutes. (My students average well over 50% of the meetings they ask for.) If they hesitate, offer to buy coffee at a nearby spot, and remind them how valuable their input would be.

When the appointed day arrives, keep the following in mind:

  1. Your goal is to begin assembling a network, not to ask for a job. You've told the person you're not going to do that, and for this to work, you really must not.
  1. Every supervisor is always on the lookout for talent. They never know when they will need someone, so you really are of interest to them.
  1. The feedback you can get from each person will move you closer to a job, even if it's just a little bit, so no matter what, the meeting will be beneficial.
  1. Ultimately, people are hired as much because someone likes them as because they are qualified.
  1. Each meeting has the potential to bring you one step closer to a job.

When the meeting starts, begin by thanking the person for his/her time. Then without wasting any time, show him/her your resume. Explain your qualifications, and the kind of job you're looking for (which should be the kind of job this person hires for) and ask for suggestions. Make sure that each question you ask directs their attention to your qualifications, like this:

I had this internship where I learned to make widgets, and then I ended up teaching a class about widget assembly. Do you think I should emphasize the class I taught or the time I spent on the job?

Listen carefully and attentively to all suggestions, and take notes. Write them on a tablet or notepad and try to leave your resume in the person's hands so that they can continue to browse it as much as possible. Make sure they get to look at the evidence of your good work in the portfolio. Ask questions that direct their attention to the most impressive work.

At the end the the time, make sure to thank them for their help, and finish with something like this.

Thank you. This has been incredibly helpful. I will definitely [do something they suggested.] Is there anyone else that you would recommend that I talk to?

Take down any contact information they give you, thank them, and be on your way. When you get home, immediately write (not email) a thank-you note, and in it, mention specifically one piece of advice that was particularly helpful. If at all possible (without awkwardness) leave the resume. Remember--it is very important that you do not ask for a job.

If you follow this plan and all goes well, at the end of the meeting, you've accomplished the following:

  1. You've made contact with someone who could, potentially, hire you.
  1. Your resume is on the desk of someone who could hire you.
  1. You've made them aware of your qualifications, and demonstrated that you are professional, motivated, and industrious.
  1. You've gotten another name of someone you can speak with.
  1. You've started, from scratch, a network of people who know you--who have seen your face and your qualifications--and who can advocate for you.

Often, however, you get more than this. Often the person you speak with will either

  1. say they don't have any openings, but they know someone who does, and put you in touch with that person.
  1. say they are hoping to hire again soon, and ask that you leave your materials
  1. ask if you'd be interested in some part-time work or contract work with the company.
  1. start a process by which you can be hired (by asking you to fill out an application, talk to HR, etc.)

(Sometimes, btw, this happens after they get your thank-you note, since that is such a rare occurrence in today's world.)

I want to be clear--this is not a magic potion that will land you a job immediately. But it is a significantly better use of your limited job-searching time than sending out resumes to people who have never met you. It is scary, especially the first time you do it, but it really does work. My students used to average about 1 job offer for every 5 - 7 meetings. Things are slowing down now, but they are not stopping.