Living takes a lot of time and effort. But If you really want to accomplish this takes you will be successful. Like swimming upstream or walking up the down escalator, you have to work at going against the flow. Make a budget and keep to it. When going to the store think do I really need this or just want it.
Think about it: Ten years ago your annual income was less than it is now. Perhaps it was a lot less. You believed then if you only made more money you’d be out of debt and on your way to building wealth and securing your future.
It is very difficult to live under your means but with time and practice you will become successful.
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