$3 For Every $1 Dollar You Save

Individual Development Accounts are designed to help low-income people save for a down payment, college, or a small business, and funds are matched with one dollar from the government and one dollar from private funds. A short course on money management is usually required. Income eligibility varies, although generally a family of 4 can make $40,000. To learn more about the program or to see what may be available in your community, contact Corporation for Enterprise Development, 777 N. Capitol St., NE, Suite 800, Washington, DC 20002; 202-408-9788; http://www.cfed.org/focus.m?parentid=31&siteid=374&id=374.