Monday, December 10, 2007

Get $1,000 From Your Bill Collectors

There is little incentive for debt collectors to follow the rules they have to follow. They can’t give false information about you to anyone. They cannot threaten you or say you will be arrested, your wages or property will be attached or you will suffer a lawsuit. They cannot call you before 8am or after 9pm and there are ways to stop them from calling. For more information contact the U.S. Federal Trade Commission 1-877-FTC-HELP or go to http://www.ftc.gov/bcp/conline/pubs/credit/fdc.htm There are no income requirements.

Fight Your Bank, Credit Card Company, Mortgage Company
You need to know who to contact if you have issues regarding your financial situation. For banks with the work “National” in their names contact Comptroller of the Currency, U.S. Department of the Treasury, 1301 McKinney St., Suite 3450, Houston, TX 77010; 800-613-6743; www.occ.treas.gov. FDIC-Insured Banks contact Office of Consumer Affairs, Federal Deposit Insurance Corporation, 550 17th St., NW, Room F-130, Washington, DC 20429; 202-736-0000; 800-934-3342; www.fdic.gov. For Savings and Loans contact Office of Thrift Supervision, U.S. Department of Treasury, 1700 G St., NW, Washington, DC 20552; 202-906-6000; 800-842-6929; www.ots.treas.gov. Contact your State Banking Authority at http://library.hsh.com/?row_id=67 There are no income requirements.

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