*A Consumer's Guide to Mortgage Settlement Costs
*Home Mortgages: Understanding the Process and Your Right to Fair Lending
*Looking for the Best Mortgage: Shop, Compare, Negotiate
*Consumer Handbook on Adjustable Rate Mortgages
*A Consumer’s Guide to Mortgage Lock-Ins
*Foreclosure Resources for Consumers
For your copies, contact Board of Governors of the Federal Reserve System, Publications Fulfillment, MS-127, Washington, DC 20551; 202-452-3245; Fax: 202-728-5886; www.federalreserve.gov/.
Free Legal Help for Renters and Home Buyers
It is illegal for landlords, realtors, bankers and others to discriminate against you because of your race, religion, sex, family status, or handicap. Landlords also have rules to follow in dealing with you as a tenant. With the proper free help you can find out how to:
• Stop paying the rent if your toilet does not work.
• Get the government to sue your landlord for discriminating against your child.
• Break a lease and not pay a penalty.
• Get your eviction stopped.
• Force a bank to give you a loan for a new home.
• Get your landlord to widen your doorways to fit your wheelchair.
• Get a third party to fight your landlord for you.
To file a complaint or to learn more about your rights in dealing with landlords and people in the housing industry, contact any of the following:
-Your state housing office
-Your state Attorney Generals office
-Fair Housing and Equal Opportunity, U.S. Department of Housing and Urban Development, Room 5204, 451 Seventh St, SW, Washington, DC 20410; 800-669-9777; www.hud.gov/complaints/housediscrim.cfm There are no income requirements.
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